Insights
Welcome to our insights page where we provide timely guidance on multiple investments strategies and trends so you can stay ahead of the curve in your real estate investments.
Our Blog
Real Estate Radar, our real estate investment blog that keeps the market trends and transactions right at your fingertips. Here we share weekly designed to help aspiring and accredited investors build your personal wealth through passive real estate investment
To see our current investment deals- see the Investment Offering and Fund stories where you’ll gain perspective on why we’re recommending these investments now
Find free training and coaching life lessons from our Academy leaders who have faced every aspect of investing as they solve the “how” of many challenges in getting started in the business.
Management is the section that shares the best ways to manage real estate without all of the hassles and the best ways to bring harmony to your renter communities.
Check out our Local Impact section for features on our charitable activities that give back to the communities we aim to positively impact on the ground.
Solo 401(k) vs. Self-Directed IRA: Which One is Right for You
As an investor, choosing the right vehicle for your real estate investments is crucial. Two popular options are the Solo 401(k) and the Self-Directed IRA (SDIRA). Each has its advantages, so understanding the differences can help you make the best choice for your circumstances.
Key Comparison Points
Contribution Limits
Solo 401(k): Up to $69,000 in 2025, plus $7,500 catch-up contributions if over 50 (total $76,500)
SDIRA: $7,000 in 2025, plus $1,000 catch-up contributions if over 50 (total $8,000).
Investment Flexibility
Solo 401(k): Provides a broader range of investment options, including real estate, stocks, bonds, and even borrowing capabilities.
SDIRA: Offers flexibility but limits you to investing only in certain types of assets, often involving more administrative oversight.
Tax Benefits
Solo 401(k): Contributions can be made pre-tax, and you benefit from tax-deferred growth on your investments.
SDIRA: Typically features tax-deferred growth, but if set up as a Roth IRA, you can enjoy tax-free withdrawals in retirement.
Which One is Right for You?
Choosing between a Solo 401(k) and an SDIRA largely depends on your investment goals and strategy. If you plan to make larger contributions and leverage investments such as real estate, a Solo 401(k) may be the better option. However, if you’re looking for more general investment options and want to start with a smaller amount, an SDIRA could be suitable.
Conclusion
Ultimately, the choice between a Solo 401(k) and a Self-Directed IRA hinges on your specific investment goals and financial situation. Both options offer unique benefits, but recognizing what aligns best with your investment strategy can pave the way for your success in real estate.
Get expert insights at our live webinar on February 27 – homeinvest.com/401k
INVEST
Investment Management
Private equity funds | Syndications | Acquisitions | Dispositions
We provide accredited investors with private real estate investments fully vetted. We also co-invest in every deal so your success, defines ours.
MANAGE
Property & Facility Management
Our in-house management team provides comprehensive, proactive property or facility oversight with proactive maintenance and rehabilitation and a great deal of resident care. We are turnaround champions who see potential in every property and have the expertise to reposition and add value affordably to return those gains to all investors.
LEARN
Home Invest Academy
Our Academy division of professional instructors have transacted thousands of deals provides top-notch real estate investment training, tutoring and in-depth business and consulting services to help nurture the next generation of entrepreneurs.
Nate Armstrong,
Co-CEO and Founder, Home Invest
Key Benefits of Passive Investing
1
Faith-Driven Stewardship: Our values are at the heart of everything we do, prioritizing integrity, faith, transparency so you gain trust in every transaction.
2
Generational Wealth Creation through Infinite Returns: Our investment deals build wealth over an average 3-7- year hold term. When you place capital into our property funds, you gain quarterly dividends right away and throughout the holding period while we return your original investment back to you. Your wealth continues to grow while you retain a stake in the property and it appreciates while we improve the performance of the property. Then, when we sell the property when the timing is right, you can cash out- or create greater wealth by placing your returns into second, third, fourth investments to gain “infinite” returns that can be passed on to generations without tax penalties.
3
Comprehensive Management: Enjoy a hands-off approach to property ownership without the hassle of tenants, toilets and taxes. We manage all aspects of the investment, from acquisition to tenant relations, letting you reap the rewards without the workload.
4
Educational Empowerment: Our seasoned investment pros openly share their learning lessons from decades of transactional experience to help you avoid the common pitfalls and retain the profits.
5
Exclusive Opportunities: Gain access to the inside track on high-end, off-market investments that are unavailable to the average citizen.
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